The City of Insecurity Deposit largely represents many of the challenges faced by renters across the urban landscape of the GTA. About 60% of housing in these communities are apartment buildings, almost 20% higher than the GTA average, and 47% of residents are renters (compared to about 30% across the GTA). Resident live in housing stock that is on average older (over 75% constructed before 1980) and almost half of renters pay over 30% of their income towards monthly rent. This group of neighbourhoods also has a low proportion of family households (61%), suggesting a higher proportion of single adult living. Residents also highly rely on public transit (35% vs the GTA average of 25.4%), and about one in five work within the service sector. Many of these communities also align with David Hulchanski's "City #3" from his well-known study of "The Three Cities of Toronto." Since the 1980's, these neighbourhoods have seen increasing levels of poverty and increasing wealth disparities compared to the neighbourhoods within the "Hedged Communities" and "Flipped & Flourishing" groups. The communities and residents living within the City of Insecurity Deposit remind us that strong urban policies are needed to support rental housing in both the urban core and suburbs.
Smithfield, Jane & Finch, York University, Downsview, Lawrence Heights, Fairbank, Silverthorn, Junction Triangle, Parkdale, Kensington Market, Regent Park, Pape Village, Leslieville, Woodbine Gardens